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How to Save Money: Making Smart Financial Decisions

Maximize your money by making the right choices in everything from mortgages, to credit cards, insurance, stocks, and retirement savings.
This course is archived
Estimated 4 weeks
2–3 hours per week
Self-paced
Progress at your own speed
Free
Optional upgrade available

About this course

Skip About this course
This course is for people:
  • Who know they need to save but not how much.
  • Who don’t know whether it would be better to put $100 in an IRA or to pay off $100 of their credit card balance.
  • Who have never read their credit report.
  • Who have both low auto insurance liability coverage and a low deductible.
  • Who don’t know their liability coverage.
  • Who don’t know what liability coverage is.
  • Who would ever consider leasing a car instead of buying.
  • Who own stocks but not mutual funds.
  • Who own mutual funds but not index funds.
  • Who don’t know what index funds or Exchange Traded Funds (ETFs) are.
  • Who don’t know how much they are paying in mutual fund fees.
  • Who are considering hiring a financial advisor.
  • Who wonder how much savings they will need to retire.
You will learn the basics of personal finance: how to balance spending and saving, which debts to pay first, what insurance you need and don’t need, how to invest for retirement and other long-term goals. In addition to watching online lectures, you will be shown how to do practical “homework” assignments, including looking up the fees on mutual funds and requesting a free credit report.

At a glance

  • Language: English
  • Video Transcript: English

What you'll learn

Skip What you'll learn
  • Tips to start saving money
  • How to prioritize spending
  • Why you need an emergency fund
  • How to lower your insurance costs
  • Where to look up mutual fund fees
  • How to set savings goals and financial goals
  • How to save and invest
  • About retirement planning
  • How to improve your credit score
  • When to file for Medicare and Social Security
  • How to spend money in ways that make you happier

About the instructors

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