Credit and Credit Risk Analysis Professional Certificate Examination

Learners who successfully complete the4-courseprofessional certificate program and pass the finalexam will be able to:

• Recognize how to prepare business and industry analysis to understand companies, projects, business models, and financing proposals and its use as a basis for financial analysis, project analysis, and risk decisions.
• Understand financial ratios and metrics to evaluate a company's profitability, balance sheet, capital structure and cash flow to assess overall financial performance and condition.
• Understand how to use methodology to determine financial ratings.
• Identify, recognize and evaluate off-balance-sheet risks and related items.
• Prepare cash-flow analysis related to a company, specific projects or specific financing proposals.
• Prepare projections of profitability, balance sheets, capital structure, and cash flow.
• Understand how to propose capital structure and financing alternatives, related to a specific company, deal transaction or project.
• Understand how to propose terms, conditions, and structures for a specific transaction or project financing.
• Present conclusions and recommendations of the financial performance, creditworthiness, and risk decisions related to a specific transaction or project financing.