edX Online

Financial Aid FAQs

The FAQs serve as a resource for students to gain answers to questions that are most commonly asked surrounding tuition, billing, financial aid, and military benefits. Many of the provided answers will guide you to the school website, Department of Education, and the Department of Veterans Affairs for more detailed information. The FAQs also provide contact information for the the school's bursar, registrar, financial aid office, and VA certifying official.

Tuition and fees

How much does the online Doctor of Public Health program cost?

Tuition is based on the number of credits for which you register each term. Tuition and fees are subject to increase each academic year. Current academic year rates are located on the Tuition and Financial Aid page.

Are there additional fees assessed on top of tuition?

For online students, there is also a registration fee assessed every semester. Visit the Student Accounts page for information on graduate tuition and fees.

How much is the enrollment deposit, and when is it due?

There is a $300 non-refundable enrollment deposit due once admitted. Financial aid cannot be used to pay the deposit.

Will I be able to view my award package before submitting the deposit?

There will be an estimated award letter made available to you prior to completing your deposit. It takes about four to six weeks to process an estimated award letter. Please keep this timeline in mind and apply for admissions and financial aid sooner rather than later to view everything in a timely manner. Please note that you will not be able to view or accept your loan on BanWeb until after the deposit has been paid.

Please note: Estimated award letters (with FAFSA / Direct Loan Information) are sent by Central FA in the summer.


Billing and registrar

When will I receive a tuition bill and when is payment due?

The George Washington University bills by semester according to the residential academic calendar. Tuition costs are determined by the number of credits enrolled. Statements are available approximately four to six weeks prior to the start of the Fall and Spring semesters and approximately three to four weeks prior to the Summer semester. An email notification is sent when the bill is ready to view. Payment deadlines are listed on the Student Accounts page.

We do not mail paper statements; all billing is done electronically through the Student Account eBill. Students always have access to their eBill and Student Account status through GWeb. Students are strongly encouraged to check their Student Account regularly to ensure that the account is in good standing. Students can add Authorized Users (e.g., a parent, relative, spouse, etc.) so they may also review account activity and/or make online payments on the Student Account's page.

What are the consequences if my tuition bill is not paid when classes begin?

The Student Accounts Office applies financial fees and holds for outstanding balances, returned checks, and bad addresses. These holds prevent students from registering for additional courses, receiving transcripts, and receiving their diploma. For additional registration information, visit the Office of the Registrar.

What payment plan options does GW offer?

The GW Student Accounts Office provides an option to pay tuition in monthly payments, with fixed due dates for each term. The monthly payment plan enables students or their authorized users to pay current Fall and Spring semester tuition and fees in five equal payments per semester and current Summer semester tuition in three equal payments. Read more information on the Monthly Payment Plan.  

How does my employer remit payment to GW?

Information about Third Party Billing can be found at the Student Accounts page. Email thirdparty@gwu.edu for more information.

What is the process and policy if I need to add, drop, or withdraw?

Courses dropped prior to the start of the term (before the first day of classes) will have 100% of the tuition charges canceled. Courses dropped beginning the first day of classes are subject to the university refund schedule, which governs the prorated cancellation of semester tuition charges in cases of program adjustment or withdrawal. View the Student Handbook & University Bulletin for information on the withdrawal policy.

What is the process if I’m eligible to receive a refund?

Student accounts that have been overpaid will show a credit balance. Refunds resulting from the crediting of Title IV funds will be automatically generated within time frames as required by Federal regulations. 

For all other refunds, students can choose to leave the credit on the account to apply to a future term, move all or a portion of the credit to their GWorld card, or request a refund. For the policy and procedures for refunds, please review the Student Tuition Refund Policy.

Who can I contact at GW for billing and payment questions?

For questions regarding billing and payments, connect with the Student Accounts Office.

GW student portal

What is GW's student portal?

Your MyGW account includes access to academic records, billing, financial aid, direct deposit set up, and more. You will need your GW ID and Password to log into MyGW.

How do I set up my GW ID and Password?

The GWeb Information System, sometimes referred to as Banner or Banner Self Service, allows online access to GW student services, such as registering for classes, viewing student accounts, viewing grades, and accepting financial aid. Students are assigned a GWeb account and pin when they have been accepted and signified their intent to attend GW, by paying a deposit. Faculty and staff are assigned a GWeb account and pin as part of the Human Resources hiring and intake process.

To log into GWeb, you must use your GWid, which is an alphanumeric value used to identify an individual’s records within GW’s administrative systems. Your GWid is the letter G followed by an 8-digit number. You must also use a PIN, which is usually a 6-digit number, to log in to the GWeb Information System. If you have forgotten your GWid, you may submit a GWid retrieval request.

How do I set up my GW email address?

For information regarding setting up your GW email address please visit the “Activate your GW email” webpage.

Financial aid at GW

What scholarship opportunities does GW offer?

GW awards merit-based scholarships to outstanding students whose professional and academic achievements set them apart as leaders in the field. Please reach out to your Admissions Counselor about scholarship opportunities.

What is Satisfactory Academic Progress?

Satisfactory Academic Progress or SAP are requirements students must make toward a degree to maintain eligibility for Federal Student Aid. Students must maintain Satisfactory Academic Progress (SAP) to continue receiving financial aid.  

The requirements include the following: 

  • Maintaining a 3.00 GPA both cumulative and per semester;

  • Pass 67% of all credits attempted both cumulative and and per semester;

  • Complete the degree within 150% of the credits and timeframe expected for the degree.

Students who fail to meet the SAP requirements will receive a warning on their first offense.  Students who are on a warning semester are still eligible to receive Federal financial aid during that semester to allow for an opportunity to meet SAP requirements. Those who fail to meet SAP requirements at the end of that semester will not be eligible for financial aid. 

Students with extenuating circumstances may complete an appeal. If denied, students can turn to private/alternative loans or pay out of pocket until SAP requirements are met.

What Federal Student Aid is available to graduate students?

Graduate/professional Federal Student Aid includes the Federal Direct Unsubsidized Loan and the Federal Direct Graduate PLUS Loan. To be eligible, you must meet the basic eligibility criteria.

How do I apply for Federal Student Aid?

Complete the Free Application for Federal Student Aid (FAFSA), submit your Loan Entrance Counseling and electronically sign the Master Promissory Note (MPN). 

Graduate students using the Direct Graduate PLUS Loan must also complete the GW Supplementary Loan Questionnaire and select the appropriate financial aid year form.

What is the minimum number of credits required to receive Federal Student Aid?

You must be registered for a minimum of 4.5 credits during the Fall and Spring semesters, and 3 credits for the Summer semester in order to be eligible for Federal Student Aid. Fall semester consists of the August/September term. Spring semester consists of the January term, and the summer semester is the May term.

What is the aggregate loan limit?

The aggregate loan limit is the total amount that you may borrow in Federal student loans for undergraduate and graduate study. In addition to borrowing limitations based on the cost of attendance for the program, students are also limited in terms of lifetime borrowing. The maximum aggregate loan limit is $138,500. The aggregate loan limit for the Online Doctor of Public Health at GW is $224,000.

What are the Federal student loan forgiveness options?

In certain situations, all or a portion of your Federal student loans may qualify to be forgiven, canceled, or discharged. Outside of those circumstances,you remain responsible for repaying your loan, per the Master Promissory Note you signed. Learn more about Federal student loan forgiveness programs.

What are private loans?

Private education loans, also known as alternative loans, are offered by private lenders to help students bridge the gap between the cost of education and the amount the government allows you to borrow in Federal loans. Lenders offer private educational loans with different rates, fees, repayment terms, and approval requirements.

When will I receive my financial aid award letter?

Financial aid offers typically take four to six weeks from the time you complete the FAFSA or the date you were admitted to the program, whichever is latest. Make sure you complete your FAFSA early to speed up the process. You do not need to be admitted to complete the FAFSA. When awards are ready to view, students will receive an email.

How do I accept my financial aid award?

You can do this by logging into your GWeb by using your GWID and PIN. Once logged in, please follow the steps below to access your award:

  1. Click on Student Financial Aid Menu

  2. Click on My Award Information

  3. Click on Award by Aid Year

  4. Select appropriate “Financial Aid Year” from the aid year drop-down menu

  5. Click on the "Accept Award" tab on the top

  6. You will see options to accept/decline loan funding and to enter the amount (if any) you wish to borrow

Am I required to accept the full amount that I am offered on my award letter?

No, you do not have to accept the full amount offered. Students are encouraged to borrow only what is needed. You can choose to accept all, part, or none of your financial aid awards.  Once all your requirements are completed, and your loan is posted on your student account, you can accept/decline on your GWeb. 

If you decline a portion of your loan, but would like to access the declined portion at some point during the academic year, you may do so by completing the GW Supplementary Loan Questionnaire; select the appropriate financial aid year form.

How soon will loans be disbursed to my student account?

Disbursements begin on the first day of classes each term, provided all disbursement requirements are satisfied. Please note that GW disburses aid based on the campus academic calendar.

When disbursement runs, it pays any charges that you have on your account, including tuition and fees. If you have a negative balance after your tuition and fees have been paid, you will receive a refund. The refund process is a separate process and is initiated after the disbursement. Make sure that you enroll in direct deposit to receive your refund faster.

Can I use loans to cover additional expenses such as living expenses, books, supplies, etc.?

Your cost of attendance (COA) for the academic year consists of direct and indirect expenses. Direct expenses include costs that you pay directly to the university, including tuition and fees. Indirect expenses are costs that you pay during the course of your education but are not paid directly to the university. This includes housing, meals, books, transportation, immersion expenses, and personal/miscellaneous items. The COA is not a bill, but rather a budget to help with planning for costs related to your education.  

You can view a sample cost of attendance on the SPH financial aid website. You can also download the COA spreadsheet from our website for a more accurate budget based on your planned enrollment. Once tuition and fees are satisfied, if there is eligibility for additional loan funds based on the COA, you are able to use those resources to cover books, supplies, and other miscellaneous expenses at your discretion.

Is there an immersion required for this program? If so, will I be able to use loan funds to cover immersion expenses?

There is one (1) immersion required for the Online Doctor of Public Health. Students are required to cover all costs associated with the immersion including travel, ground transportation, lodging and meals. If you have eligibility for additional loan funds that generate a refund, you may use the loan refund to cover immersion expenses at your discretion.  

If I am currently enrolled in another program and using Federal Student Aid, can I also apply for and use Federal Student Aid at GW at the same time?

No, you can only use Federal aid at one academic program at a time. If you have already received financial aid for a term at another institution, you will not be able to access any Federal aid at GW for that term.

Who can I contact at GW for financial aid questions?

If you have any questions about tuition and financial aid at GW, please contact the Milken Institute School of Public Health (SPH) Financial Aid Team by calling 202-994-1950 or email GWSPHfinaid@gwu.edu. 

Free Application for Federal Student Aid

What is the FAFSA and how do I apply?

The Free Application for Federal Student Aid (FAFSA) is an online application the Department of Education (ED) uses to determine if you are eligible to receive Federal Student Aid. Complete the FAFSA and add the GW school code: 001444.

Do I need to include my social security number (SSN) in my application for admission to be eligible for aid?

Yes, you will need to include your SSN in your application for admissions, in order for GW to retrieve your FAFSA from the Federal database. Please contact the SPH Financial Aid Team by emailing GWSPHfinaid@gwu.edu or calling 202-994-1950 if you find any discrepancies or a missing SSN. Please do not provide your SSN via email, but be sure to include your GWID for all inquiries. 

When should I complete the FAFSA?

The FAFSA is available every October 1 for the upcoming academic year. New students planning to use Federal Student Aid should complete a FAFSA while applying for admission. You will need to complete the FAFSA for each year you are or plan to be a student. An academic year at GW starts in the fall and ends in the summer. This is used to calculate your Federal eligibility for one academic year.

Federal Direct Unsubsidized Loan

What is the Federal Direct Unsubsidized Loan and how do I apply?

Federal Direct Unsubsidized Loans are available to undergraduate and graduate students. At the graduate level, the loan amount is not based on need or income. To apply for the Direct Unsubsidized Loan, you must complete the Free Application for Federal Student Aid (FAFSA).

How much am I eligible for with the Direct Unsubsidized Loan?

Most graduate level students are potentially eligible to receive up to $20,500 per academic year in Direct Unsubsidized Loans. However, students in the Online Doctor of Public Health at GW program are eligible for additional unsubsidized loan funds up to $33,000 split between the Fall and Spring semesters, and $2778 in the Summer semester.

These amounts are based on maximum annual loan limits for students who have not reached their aggregate lifetime loan limit. Learn more about graduate annual loan limits.

What is the interest rate for the Federal Direct Unsubsidized Loan?

If you receive a Federal student loan, you will be required to repay that loan with interest. Interest is paid to the lender as a cost of borrowing. The Direct Unsubsidized Loan interest rate is determined on an annual basis for loans disbursed on or after 7/1 of the current year, and before 7/1 of the following year. Interest is calculated as a percentage of the unpaid principal amount. Unlike other forms of debt, such as credit cards and mortgages, Federal Direct Student Loans are daily interest loans, which means that interest accrues (accumulates) daily. Learn more about interest rates for Federal Student Loans.

What are the loan fees for the Federal Direct Unsubsidized Loan?

Most Federal student loans have loan fees that are a percentage of the total loan amount. The loan fee is deducted proportionately from each loan disbursement you receive while enrolled in school. This means the money you receive will be less than the amount you actually borrow. You’re responsible for repaying the entire amount you borrowed and not just the amount you received. Learn more about fees associated with Federal student loans.

When do I begin repayment on my Federal Direct Unsubsidized Loan?

Once you graduate, drop below half-time enrollment, or leave school, your Federal student loan will convert to either “in-grace” (loans borrowed for your current degree program) or “repayment” status (loans that were in repayment status before you began the current degree program). 

If you have a Federal Direct Unsubsidized Loan, you have a six-month grace period before you are required to start making regular payments. You can make prepayments on your loan while you are in school or during your grace period.

Federal Direct Graduate PLUS Loan

What is the Federal Direct Graduate PLUS Loan and how do I apply?

Graduate/professional students can apply for the Federal Direct Graduate PLUS Loan to help pay for education expenses not covered by other financial aid. It is recommended that you apply for the PLUS Loan once you have been admitted to a program and within 60 days of the session beginning.

To apply for the Federal Direct Graduate PLUS Loan, you must first complete the Free Application for Federal Student Aid (FAFSA). Once you have completed the FAFSA, submit the Direct PLUS Loan Application for Graduate/Professional Students. A soft credit check will be performed when applying.

You will also need to complete the GW Supplementary Loan Questionnaire outlining how much of the loan you would like to borrow per term. Be sure to select the appropriate academic year to complete the proper form. 

  • Please keep in mind that a loan fee applies to each disbursement, which will reduce the net loan amount. 

  • If you are borrowing for 2 semesters, please make sure that you double the loan.  For example if you want $5,000 for the fall and $5,000 in the spring make sure you borrow the total $10,000.

  • In Section 2, choose the semester for which you would like the loan.

  • Select where your courses are held.

  • For the number of credits, please make sure you include the credits for all terms under the correct campus.

  • Check "no" for the last question: “If you will register for fewer than 4.5 credits in the fall or spring semesters, or less than 3 over the summer term, will you submit a Half-Time/Full-Time Certification Request with your advisor?”

  • You can sign the form by using approved Adobe signature technology that datestamps your signature or print and sign the form manually.

Once you're done, email the form to finaid_docs@gwu.edu and cc GWSPHfinaid@gwu.edu.

How much can I borrow from the Direct Graduate PLUS Loan?

If approved for the Grad PLUS Loan, you can borrow up to the cost of attendance annually as determined by GW. This includes direct fees: tuition and other fees, and indirect fees: housing, food, transportation, books, and personal/miscellaneous items.  

You can view a sample cost of attendance, just note that the only portion that will be adjusted is the number of credits you will be enrolled in.

What are the next steps if I’m approved for the Federal Direct Graduate PLUS Loan?

If approved for the Grad PLUS Loan, you must complete the Master Promissory Note (MPN) for Graduate/Professional Students. If you are denied, you may reapply with an endorser, or begin the credit appeal process and complete PLUS Credit Counseling.

What is the interest rate for the Federal Direct Graduate PLUS Loan?

If you receive a Federal student loan, you will be required to repay that loan with interest. Interest is paid to the lender as a cost of borrowing. Interest is calculated as a percentage of the unpaid principal amount. Unlike other forms of debt, such as credit cards and mortgages, Federal Direct Loans are daily interest loans, which means that interest accrues (accumulates) daily. The Federal Direct Graduate PLUS Loan interest rate is determined on an annual basis for loans disbursed on or after 7/1 of the current year, and before 7/1 of the following year. Learn more about interest rates for Federal Student Loans.

What are the loan fees for the Federal Direct Graduate PLUS Loan?

Most Federal student loans have loan fees that are a percentage of the total loan amount. The loan fee is deducted proportionately from each loan disbursement you receive while enrolled in school. This means the money you receive will be less than the amount you actually borrow. You’re responsible for repaying the entire amount you borrowed and not just the amount you received. Learn more about fees associated with Federal Student Loans.

When do I begin repayment on my Federal Direct Graduate PLUS Loan?

Once you graduate, drop below half-time enrollment, or leave school, your Federal student loan will convert to either “in-deferment” (loans borrowed for your current degree program) or “repayment” status (loans that were in repayment status before you began the current degree program). Federal student loans have a six-month grace period before you are required to start making regular payments. You can make prepayments on your loan while you are in school or during your grace period. Learn more about repayment timelines.

Military education benefits

Are there scholarship opportunities or tuition discounts for military students or family members?

There are several scholarships available to military-affiliated students, available from the George Washington University (GW), from Military and Veteran Services, and from outside sources.

How do I begin the process to apply for VA education benefits?

To begin the process of applying for eligible military education benefits, visit the U.S. Department of Veterans Affairs website. Questions regarding eligibility should be directed to the VA at 1-(888)-442-4551.

What documents are required to apply for military education benefits?

Visit the U.S. Department of Veterans Affairs (VA) website, VA.gov to discover which benefits are available. Complete the VA Education Benefits Form which generates a request for a Certificate of Eligibility (COE). The COE is mailed to you within six to eight weeks from submitting the application. Once you have received your COE, submit a copy to the Office of Military and Veteran Student Services via email at vetserve@gwu.edu.

Our office needs a COE, request for certification, and a SSN. After being admitted to GW, follow the steps on the Military & Veterans Services Checklist to use your educational benefits.

What is the GW deadline to apply for military education benefits and how often do I need to request recertification of benefits at GW?

Your social security number, or SSN, only needs to be submitted once; the COE needs to be renewed every two years, and requests for certification need to be completed every semester. Students must request certification before the add/drop period in a given semester to avoid incurring late fees or finance charges related to an account balance. 

As soon as you register for courses, be sure to complete your ”Request for Certification” through the GWeb Information System by going to the Veteran Menu in "Student Records and Registration" and selecting “Veteran Certification Request.” This request needs to be submitted before every semester you wish to use benefits.  

Although there is not an exact deadline for these materials, it is preferable to have them submitted by the beginning of each semester.


What other military benefits do GW accept aside from the Post-9/11 GI Bill®?

The George Washington University is committed to providing our student veterans, dependents, and military personnel with excellence in service through timely and accurate benefit processing, high-quality customer service, and supportive community-building activities. In addition to assistance with education benefits, students will have access to career, social, and wellness/mindfulness programmatic activities.

What is the current payment rate of benefits, including the Monthly Housing Allowance (MHA)?

The tuition and fee payment and MHA rates are determined at the beginning of each military academic year on August 1, and are valid through July 31. View the current payment and MHA rate.

What is the Yellow Ribbon Program and does GW participate?

The Yellow Ribbon Program allows degree-granting colleges and universities in the United States to voluntarily enter into an agreement with the VA to fund tuition expenses that exceed the annual national maximum cap per military academic year. Participating institutions choose their contribution amount, the VA matches that amount, and issues payment directly to the school. Veterans who are utilizing Post-9/11 GI Bill Benefits and who are entitled to 100 percent of their benefit may be eligible. 

GW participates in all veterans’ education programs and is a Yellow Ribbon school. Total contributions are listed on the GW Yellow Ribbon Program page.

Who can I contact at GW for questions about using Military Education Benefits?

For questions about military education benefits, visit the GW Military & Veterans Services page.

Tax benefits for education

How do I qualify for a tuition tax credit?

For details on tax benefits for education, see IRS Publication 970. Tax Benefits for Higher Education, which provides detailed information. George Washington University is unable to provide tax advice. We urge you to contact your tax advisor or the IRS at 800-829-1040 or visit www.irs.gov if you have any questions regarding the HOPE or Lifetime Learning Tax Credits.

What is the 1098-T Form?

It is an informational form filed with the Internal Revenue Service to report the amounts billed to you for qualified tuition, related expenses, and other related information. The primary purpose of the IRS Form 1098‐T is to inform you that we have provided this required information to the IRS.

Form 1098-T reports amounts paid for qualified tuition, scholarship and grants processed every calendar year to students enrolled in courses at GW for which they receive academic credit. The information reported on the 1098-T form helps students evaluate whether he or she is eligible for an educational tax credit.

How do I obtain my 1098-T Form?

The 1098-T is available to eligible students by January 31st of each year. You can either opt into receiving your 1098-T electronically. Please make sure to add @ecsi.net to your list of trusted emails. If you don’t opt in, then the forms are mailed to the billing address on file.

If you have any questions relating to your 1098-T, please contact ECSI at 1-866-428-1098, or visit the 1098-T FAQs.

Technology and services powered by 2U, LLC, the parent company of edX.

Want to learn more?