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Introduction to FinTech

Provided by University of Hong Kong (HKUx)
Introductory
See prerequisites
1–3 hours
per week, for 6 weeks
Free

$99 USD for graded exams and assignments, plus a certificate

Learn from leading academics and practitioners from around the world about the innovations, technology and regulation driving the transformation of finance.

Before you start

None
Course opens: May 15, 2018
Course ends: May 14, 2020

What you will learn

  • The major areas in FinTech, including Money and Payment, Digital Finance and Alternative Finance
  • Major technological trends, including cryptocurrencies, Blockchain, AI and Big Data
  • FinTech Regulation and RegTech
  • The fundamental role of Data and Security in data-driven finance 
  • Business and regulatory implications of technology for the financial industry
  • How regulations and RegTech are applied
  • Ways to analyse and evaluate what is driving technology innovation in Finance 
  • How new technology impacts economies, markets, companies, and individuals




Module 1 What is FinTech?
  • FinTech Transformation
  • FinTech Evolution 1.0: Infrastructure
  • FinTech Evolution 2.0: Banks
  • FinTech Evolution 3.0 & 3.5: Startups and Emerging Markets
  • Industry Showcase: Collaboration between Financial Institutions and Startups 
  • FinTech Typology
  • Emerging Economics: Opportunities and Challenges
  • From too-Small-To-Care to Too-Big-To-Fail
  • Introduction to Regulation
  • Industry Showcase: The Future of RegTech and 6 Technologies Impacting It 
Module 2 Payments, Cryptocurrencies and Blockchain
  • Individual Payments
  • Developing Countries and DFS: The Story of Mobile Money
  • Developing Countries and DFS: Regulation of Mobile Money
  • RTGS Systems
  • The ABCDs of Alternative Finance 
  • Building a New stack
  • Cryptocurrencies
  • Industry Showcase: Legal and Regulatory Implications of Cryptocurrencies 
  • What is Blockchain?  
  • Industry Showcase: The Benefits from New Payment Stacks (Applications of Ripple)
Module 3 Digital Finance and Alternative Finance
  • A Brief History of Financial Innovation
  • Digitization of Financial Services
  • FinTech & Funds
  • Industry Showcase: How AI is Transforming the Future of FinTech 
  • Industry Showcase: Ensuring Compliance from the Start: Suitability and Funds
  • Crowdfunding – Regards, Charity and Equity
  • P2P and Marketplace Lending
  • The Rise of Chinese TechFins – New Models and New Products
  • What is an ICO?
Module 4 FinTech Regulation and RegTech
  • FinTech Regulations 
  • Evolution of RegTech
  • RegTech Ecosystem: Financial Institutions
  • RegTech Ecosystem: Startups
  • RegTech Startups: Challenges
  • RegTech Ecosystem: Regulators
  • Industry Showcase: Use Case of AI in Smart Regulation and Fraud Detection
  • Regulatory Sandboxes
  • Smart Regulation
  • Redesigning Better Financial Infrastructure
Module 5 Data & TechFin
  • History of Data Regulation
  • Data in Financial Services
  • Industry Showcase: Application of Data Analytics in Finance 
  • European Big-Bang: PSD2 / GDPR / Mifid2
  • Industry Showcase: PSD2: Open Banking API Will Help Startups
  • Industry Showcase: Methods of Data Protection: GDPR Compliance and Personal Privacy 
  • Digital Identity
  • Change in mindset: Regulation 1.0 to 2.0 (KYC to KYD)
  • AI & Governance
  • New Challenges of AI and Machine Learning
  • Data, Metadata and Differential Privacy
  • Data is the New Oil: Risk of Breach
  • Industry Showcase: Cybersecurity Industry Update 
Module 6 The Future of Data-Driven Finance
  • Case Study 1: Revolut
  • Case Study 2: Alibaba
  • Case Study 3: Aadhaar
  • Case Study 4: Credit Karma
  • Case Study 5: Digibank
  • Conclusion to Case Studies
  • FinTech Big Trends - Looking Forward

Overview

Over the past decade emerging technologies, paired with massive changes in regulations, have driven an unprecedented transformation of finance around the world. This process is happening more rapidly in China and Asia than anywhere else. This course is designed to explore FinTech fundamentals and help make sense of this wave of change as it happens.

New players such as start-ups and technology firms are challenging traditional players in finance, bringing democratization, inclusion and disruption. Companies engaged in social media, e-commerce, and telecommunications, as well as, companies and start-ups with large customer data pools, creative energies, and technical capacities, have brought competition to the existing financial infrastructure and are remaking the industry.

These transformations have not only created challenges but also unprecedented opportunities, building synergies with new business and regulatory models, particularly in emerging markets and developing countries. To meet these changes, 21st-century professionals and students must be equipped with up-to-date knowledge of the industry and its incredible evolution. This course – designed by HKU with the support of SuperCharger and the Centre for Finance, Technology and Education – is designed to enable learners with the necessary tools to understand the complex interaction of finance, technology and regulation.  

In this course, through a series of video lectures, case studies, and assessments you will explore the major areas of FinTech including, beginning with What is FinTech before turning to Money, Payment and Emerging Technologies, Digital Finance and Alternative Finance, FinTech Regulation and RegTech, Data and Security, and the Future of Data Driven Finance, as well as, the core technologies driving FinTech including Blockchain, AI and Big Data. These will set the stage for understanding the FinTech landscape and ecosystem and grappling with the potential direction of future change.

Meet your instructors

Douglas Arner
Kerry Holdings Professor in Law
University of Hong Kong
Janos Barberis
Founder
SuperCharger FinTech Accelerator
Huy Nguyen Trieu
CEO of The Disruptive Group & Co-founder of CFTE
Center for Finance, Technology and Entrepreneurship
Ross Buckley
Professor of International Finance Law
University of New South Wales
Brian Tang
Managing Director
Asia Capital Markets Institute (ACMI)
Henri Arslanian
FinTech & RegTech Leader
PricewaterhouseCoopers (PwC) - China & HK

Frequently asked questions

Who are your teachers?
The course is taught by a team of renowned academics and practitioners in international business, finance, law and technology. Among the key instructors are Douglas Arner (Kerry Holdings Professor in Law, HKU); Janos Barberis (Founder, SuperCharger and Research Fellow, HKU); Henri Arslanian (FinTech & RegTech Lead – China and Hong Kong, PwC and Adjunct Associate Professor, HKU); Ross P Buckley (King & Wood Mallesons Chair in International Finance Law and Scientia Professor, UNSW Sydney), Huy Nguyen Trieu (CEO, Disruptive Group and Co-Founder, Centre for Finance, Technology and Entrepreneurship), and Brian Tang (Managing Director, Asia Capital Market Institute and Visiting Lecturer, HKU), with introductions to major technologies from experts at Microsoft, Standard Chartered and other industry leaders.
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This course is part of:

Earn a Professional Certificate in 2-4 months if courses are taken one at a time.

View the program
  1. Introduction to FinTech
  2. 6–30 hours of effort

    Learn how individuals and organizations can utilize and regulate blockchain, AI, and other FinTech solutions to ensure their adoption does not come at the expense of societal growth.

  3. 18–24 hours of effort

    Understand the design rationale of blockchain technology, its emerging platforms and applications and uncover the limitations and the opportunities enabled by blockchain applications, particularly as it relates to finance.

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